Australia’s First Lease Doc Loan Estimator

We are excited to announce the launch of Australia’s first lease doc loan estimator, a FREE tool designed to revolutionise the way commercial property investors and owners access financing. This FREE calculator allows you to estimate your lease doc borrowing capacity with five of the biggest lenders in Australia.
User Input
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Costs & Assumptions
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Results
Default Label
$100
Maximum Loan Amount
$100
Maximum LVR Limit
$200
Servicing – ICR Calculation
1.50
Market Rate Examples
WHY IS IT IMPORTANT TO USE A BROKER? Lease Documentation products vary greatly in terms of lending capacities depending on the lender and how they assess the capacity. Here are a couple of live examples based on the above situation.
LenderNominal Max LoanLender Max LoanDifference in LoanMax LVR
Major Bank 1$10000$20000-$500050.00%
Major Bank 2$10001$20010-$500151.00%
Major Bank 3$10002$20020-$500252.00%
2nd Tier Bank$10003$20030-$500353.00%
Non-Bank Lender 1$10004$20040-$500454.00%
Non-Bank Lender 2$10005$20050-$500555.00%

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You’ll also be redirected to a page after your submission where you can download the calculator.

How Our FREE Lease Doc Estimator Helps

A lease doc loan is a specialised commercial property loan that relies on the property’s lease income for serviceability.

Our FREE lease doc estimator is designed to help you quickly determine how much you can potentially borrow based on the lease income of the property you’re considering. It can also provide an estimate of the total funds required for the potential commercial investment. The calculator compares your borrowing power with five major lenders in one easy-to-use interface, giving you a clearer picture of your options before applying with any one lender.
Key Features
  • Fast and FREE to use – get an estimate in minutes without any cost
  • Covers the five biggest commercial lenders in Australia
  • Powered by the latest lender serviceability calculators and credit policies
Who Can Benefit from Our Lease Doc Estimator?
  • Commercial property investors looking to purchase using lease doc loans
  • Existing commercial property owners considering refinancing via lease doc
  • Brokers and accountants helping clients assess lease doc borrowing capacity

How It Works

Using our FREE lease doc estimator is simple, all you have to do is enter the key details of the commercial property and leases, such as the estimated net yield, purchase price and interest rate, and it will give you:
  • The required funds
  • Maximum loan amount
  • Maximum LVR limit
  • ICR calculation (i.e. how lenders assess lease document loans. Most lenders rely on a 1.50 x ICR)

About Steve

Having acquired a huge property portfolio that allowed him to leave the workforce before the age of 30, he is now passionate about helping others to achieve their goals and financial freedom. His philosophy is that investments should increase your wealth and passive income, with as little risk as possible.

In his business, Steve draws on the mathematical and analytical skills developed in his previous life as a chartered mechanical and structural design engineer to break down what works best in residential and commercial property. As with engineering, property investment is based primarily on numbers.

Steve has secured 1000+ properties for his clients and purchased them in every capital city and all major regional towns in Australia. He is known in the industry as a leading property educator, with a constant stream of videos, blogs, articles, and free resources for the public.
He believes property investing should be not only smart but enjoyable along the way!

Enter your name and email below, and we’ll send it to you for FREE!

You’ll also be redirected to a page after your submission where you can download the calculator.